Behind SARB's Rate Pause: Why South Africa's Interest Rate Policy Favors Cape Town Property Investors

In June 2026, the South African Reserve Bank (SARB) Monetary Policy Committee (MPC) made a pivotal decision: holding the repo rate at 7.75%, formally ending a multi-year hiking cycle. What does this mean for the Cape Town property market? For investors holding foreign currency and considering overseas property, a pause at the top of the rate cycle precisely creates the best entry window — local buyers remain constrained by 13-14% mortgage rates, while the negotiating advantage of international cash buyers is widening.

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Source: https://dingyaoadvisory.tw/blog/sarb-rate-hold-june-2025-cape-town-property-en — DingYao Advisory